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0% introductory APR for 21 months on stability transfers: One of many longest introductory durations on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months, which suggests you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. It is a useful perk should you plan on shopping for something with the cardboard.
Select your fee due date: A bit of flexibility can go a good distance with regards to managing your funds. The cardboard helps you to select from any obtainable fee date, whether or not it is to start with, center, or finish of the month. That means, you’ll be able to arrange automated funds which are aligned together with your paycheck.
No late charges: One of the distinctive perks is that there aren’t any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged should you do slip up and miss a fee.
No penalty APR: For those who miss some funds, most bank cards will enhance your rate of interest to their penalty APR. Citi® Simplicity® Card by no means expenses a penalty charge, so your APR is not liable to rising as a consequence of late funds.
No annual price: This card comes with no annual price, which is a vital characteristic in case your purpose is to repay debt.
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